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There are also penalties for holding investments that are considered prohibited by the Canada Revenue Agency (CRA). Specific questions and information requests related to CPP should be directed to Employment and Social Development Canada (ESDC).
ESDC offers the Canadian Retirement Income Calculator that you can use to estimate your retirement income from all sources, including CPP using the information from your latest annual CPP statement. Learn more about saving for short-term goals and ask these 10 questions when choosing a short-term investment.